My financial mindset was born from experience — not mine, but my siblings. I’ve seen them run their credit up and sink in debt. One of my brothers can’t even hold a checking account — he puts it all in his wallet. Fortunately, he's found a job now thanks to me.
I’ve always been frugal to begin with. The concept of an allowance was as foreign to me as hedging risk with futures contracts. My only income was Chinese New Year’s handouts, and I had to make that last for an entire year ($150).
My family hails from a culture that values cold hard work. It’s the reason why colleges are brimming with Asians. They stress the importance of economy and saving, but I say to hell with that!
I've been thinking about this real hard, and I think I'm gonna have to go for it. I'm gonna start trading. Instead working for money, I'm gonna make my money work for me. My background is journalism, and I think if I put my mind to it, I can be successful. It's all about luck and hard research. If anyone can do it, it's me.
With the position I'm in, I've got nothing to lose — well, except for all my money anyways. I'm crossing my fingers!
